Research
Construction insolvency by trade: which trades go bust most often in Great Britain (12 months to August 2026)
Construction companies in Great Britain went insolvent at 8.2 per 1,000 active companies in the 12 months to August 2026: 4,050 insolvencies against 492,695 companies on the register. By trade, among SIC classes with at least 20 insolvencies, demolition (23.0 per 1,000, on 28 cases) and glazing (12.7) were highest, and painting (4.4) lowest.
Read the rates as a comparison between trades. Set against all companies they overstate how much riskier construction is, for the reasons in the caution below.
By Oliver Stocks-Fryer, founder of VariationFlow · Published · LinkedIn
- construction company insolvencies per 1,000 active companies, Great Britain (4,050 cases)
- 8.2
- demolition (SIC 43110), the highest class, on 28 cases
- 23.0
- painting (SIC 43341), the lowest class with at least 20 cases
- 4.4
Insolvencies in the 12 months to August 2026, per 1,000 companies active on 1 October 2026
Section F and its three divisions
The insolvencies are the Insolvency Service’s own published totals for England and Wales (its Table 1c) and Scotland (Table 4b). The active companies are those on the Companies House register on 1 October 2026, counted by their first-listed SIC code.
Swipe the table sideways to see every column.
| Division | Insolvencies | Active companies | Per 1,000 | 95% interval |
|---|---|---|---|---|
| Section F, all construction | 4,050 | 492,695 | 8.2 | 8.0 to 8.5 |
| 41 Construction of buildings | 1,600 | 197,947 | 8.1 | 7.7 to 8.5 |
| 42 Civil engineering | 220 | 24,666 | 8.9 | 7.8 to 10.2 |
| 43 Specialised construction activities | 2,230 | 270,082 | 8.3 | 7.9 to 8.6 |
Subcontractor trades against main contractors
This split is class-based: a company sits on the subcontractor side when its first SIC code is one of the census’s subcontractor trades (every code in group 43, and the utility and water project codes), and on the main contractor side otherwise. The two intervals overlap, so the data does not show one side failing more often than the other.
Swipe the table sideways to see every column.
| First SIC code | Insolvencies | Active companies | Per 1,000 | 95% interval |
|---|---|---|---|---|
| subcontractor trades | 2,267 | 275,296 | 8.2 | 7.9 to 8.6 |
| main contractor and developer codes | 1,763 | 217,399 | 8.1 | 7.7 to 8.5 |
By trade: the SIC classes
Every Section F class, highest rate first. A row with fewer than 20 insolvencies is flagged: its rate can move a long way on a handful of cases, so read its interval. The class rows sum to 4,030, not the 4,050 above, because 20 compulsory liquidations in England and Wales are recorded under Section F with no class.
Swipe the table sideways to see every column.
| SIC class | Insolvencies | Active companies | Per 1,000 | 95% interval |
|---|---|---|---|---|
| 43110 Demolition | 28 | 1,219 | 23.0 | 15.3 to 33.2 |
| 43342 Glazing | 72 | 5,691 | 12.7 | 9.9 to 15.9 |
| 42110 Construction of roads and motorways | 35 | 3,289 | 10.6 | 7.4 to 14.8 |
| 42220 Construction of utility projects for electricity and telecommunications | 36 | 3,446 | 10.4 | 7.3 to 14.5 |
| 42120 Construction of railways and underground railways | 22 | 2,161 | 10.2 | 6.4 to 15.4 |
| 43330 Floor and wall covering | 85 | 8,496 | 10.0 | 8.0 to 12.4 |
| 43290 Other construction installation | 263 | 27,141 | 9.7 | 8.6 to 10.9 |
| 43991 Scaffold erection | 57 | 6,045 | 9.4 | 7.1 to 12.2 |
| 41202 Construction of domestic buildings | 568 | 60,549 | 9.4 | 8.6 to 10.2 |
| 43120 Site preparation | 30 | 3,244 | 9.2 | 6.2 to 13.2 |
| 42210 Construction of utility projects for fluidsSmall numbers: read the interval | 8 | 867 | 9.2 | 4.0 to 18.2 |
| 43999 Other specialised construction activities n.e.c. | 417 | 45,790 | 9.1 | 8.3 to 10.0 |
| 41201 Construction of commercial buildings | 293 | 32,372 | 9.1 | 8.0 to 10.1 |
| 43130 Test drilling and boringSmall numbers: read the interval | 4 | 448 | 8.9 | 2.4 to 22.9 |
| 43320 Joinery installation | 139 | 15,571 | 8.9 | 7.5 to 10.5 |
| 43390 Other building completion and finishing | 303 | 34,973 | 8.7 | 7.7 to 9.7 |
| 42990 Construction of other civil engineering projects n.e.c. | 112 | 13,822 | 8.1 | 6.7 to 9.8 |
| 43910 Roofing activities | 101 | 13,663 | 7.4 | 6.0 to 9.0 |
| 43210 Electrical installation | 349 | 49,124 | 7.1 | 6.4 to 7.9 |
| 41100 Development of building projects | 732 | 105,026 | 7.0 | 6.5 to 7.5 |
| 43220 Plumbing, heat and air-conditioning installation | 285 | 41,481 | 6.9 | 6.1 to 7.7 |
| 43310 Plastering | 38 | 6,403 | 5.9 | 4.2 to 8.1 |
| 42130 Construction of bridges and tunnelsSmall numbers: read the interval | 1 | 180 | 5.6 | 0.1 to 30.9 |
| 43341 Painting | 48 | 10,793 | 4.4 | 3.3 to 5.9 |
| 42910 Construction of water projectsSmall numbers: read the interval | 4 | 901 | 4.4 | 1.2 to 11.4 |
By the trade the company name declares
UK SIC 2007 has no class for bricklaying, groundworks, drylining or steel erection, so, as the census does, the companies are also grouped by the trade their name declares, such as BRICKWORK, GROUNDWORK or SCAFFOLD, on both sides of the rate: insolvent companies and active companies whose first SIC code is in Section F. A name says what a company called itself, not what it does now. Among trades with at least 20 insolvencies, bricklaying and masonry (11.8) and glazing and windows (11.7) are highest and painting and decorating (4.5) lowest.
Swipe the table sideways to see every column.
| Trade in the name | Insolvencies | Active companies | Per 1,000 | 95% interval |
|---|---|---|---|---|
| demolitionSmall numbers: read the interval | 11 | 562 | 19.6 | 9.8 to 35.0 |
| insulationSmall numbers: read the interval | 9 | 759 | 11.9 | 5.4 to 22.5 |
| bricklaying and masonry | 46 | 3,901 | 11.8 | 8.6 to 15.7 |
| glazing and windows | 51 | 4,370 | 11.7 | 8.7 to 15.3 |
| landscapingSmall numbers: read the interval | 15 | 1,403 | 10.7 | 6.0 to 17.6 |
| groundworks | 49 | 4,672 | 10.5 | 7.8 to 13.9 |
| drylining, partitions and ceilings | 24 | 2,443 | 9.8 | 6.3 to 14.6 |
| cladding and curtain wallingSmall numbers: read the interval | 10 | 1,051 | 9.5 | 4.6 to 17.5 |
| scaffolding | 50 | 5,259 | 9.5 | 7.1 to 12.5 |
| flooring and wall coverings | 50 | 5,788 | 8.6 | 6.4 to 11.4 |
| joinery and carpentry | 85 | 10,109 | 8.4 | 6.7 to 10.4 |
| asbestosSmall numbers: read the interval | 1 | 131 | 7.6 | 0.1 to 42.5 |
| roofing | 89 | 11,716 | 7.6 | 6.1 to 9.3 |
| mechanical and electrical | 343 | 48,639 | 7.1 | 6.3 to 7.8 |
| passive fire and sprinklersSmall numbers: read the interval | 5 | 723 | 6.9 | 2.2 to 16.1 |
| steel erectionSmall numbers: read the interval | 1 | 151 | 6.6 | 0.1 to 36.8 |
| plastering and renderingSmall numbers: read the interval | 16 | 3,472 | 4.6 | 2.6 to 7.5 |
| painting and decorating | 26 | 5,763 | 4.5 | 2.9 to 6.6 |
| drainageSmall numbers: read the interval | 1 | 275 | 3.6 | 0.0 to 20.2 |
| piling and foundationsSmall numbers: read the interval | 0 | 258 | 0.0 | 0.0 to 14.2 |
Earlier months
The 12 months to August 2026 are the first period published here, so there are no earlier months yet. When the Insolvency Service publishes its next month, this page will lead with it and list August 2026 in a table here, with the register snapshot it was counted against, so a figure quoted from this page can still be checked.
A caution before comparing construction with other industries
The register counts companies, including companies that do not trade, so a rate per active company is not a rate per business. Set against all companies on this basis, the comparison overstates how much more often construction companies fail: construction’s 8.2 per 1,000 sits against 4.9 for every company in Great Britain. The Insolvency Service’s own figure on a business basis, for 2025, puts the gap much narrower: Insolvency Service, Business insolvency demography 2015 to 2025 (published 19 June 2026) gives construction 131.9 insolvencies per 10,000 businesses against 115.9 for all industries.
Comparisons between trades within construction are the reading to rely on: every row for the latest 12 months is counted the same way, against the same register on the same day.
Method, and the limits of the data
- Insolvencies. The record-level file for England, Wales and Scotland behind Insolvency Service, Company Insolvency Statistics: August 2026, published 18 September 2026, for the 12 months September 2025 to August 2026. The file is filtered the way the Insolvency Service filters its own industry tables (not bulk, not administrations moving to a creditors’ voluntary liquidation, not moratoriums), which reproduces its published Tables 1c and 4b exactly.
- Great Britain only. Record-level data for Northern Ireland is not available, so every rate is for England, Wales and Scotland, split by company number prefix.
- Active companies. Companies with the status Active on the Companies House Free Company Data Product snapshot of 1 October 2026, counted by their first-listed SIC code, the same primary code the insolvency records use.
- A flow against a stock. Insolvencies over 12 months are divided by the companies active on one day, 1 October 2026, a month after the period ends, so the rate is an approximation to the share of companies that failed in the year.
- Primary SIC is the lowest-numbered code. The register stores a company’s codes in numeric order and the first is taken as primary, so a company listing a group 41 code beside a trade code counts under the group 41 code. The Insolvency Service notes that SIC detail is less reliable at five digits.
- The unclassified cases. 20 compulsory liquidations in England and Wales are recorded under Section F with no class. They are in the published totals and in no class row.
- Intervals. Each 95% interval treats the count of insolvencies as Poisson and uses Byar’s approximation. Where the count is small the interval is wide, and the row is flagged.
- A check on the method. Computed the same way, the all-company rate is 49.5 per 10,000 for England and Wales against the published Table 3 figure of 50.1, and 47.8 against 48.5 for Scotland.
- The counts. The active companies are counted from the register as in UK construction companies in 2026: a count from the Companies House register, here from the 1 October 2026 snapshot and by first-listed SIC code only.
Licence and how to cite this page
Contains public sector information licensed under the Open Government Licence v3.0.
Cite this page as:
Oliver Stocks-Fryer, VariationFlow (2026). Construction insolvency by trade: which trades go bust most often in Great Britain (12 months to August 2026). Insolvency Service record-level data and Companies House register, snapshot of 1 October 2026. Published 13 October 2026. https://www.variationflow.com/research/construction-insolvency-by-trade-2026
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